Introducing Payonify

The modern payment API
Zimbabwe deserves.

One integration for EcoCash, OneMoney, ZimSwitch, Visa, Mastercard and more — go live in hours, scale with confidence.

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Products

Everything you need to accept payments in Zimbabwe

One integration to access EcoCash, OneMoney, ZimSwitch, Visa and Mastercard. Beautiful APIs built for local payments.

How it works

One API, multiple ways to accept payments

Choose the integration that fits your product. From zero frontend work to full API control.

Hosted Checkout

Redirect customers to our secure, pre-built checkout page. No frontend code needed. We handle the UI, payment method selection, and confirmation flow.

We handle payment and redirect back to your success URL
Redirect customer to the session URL
Create a checkout session via API

Embedded Checkout

Drop a checkout modal directly into your website. Customers never leave your page. Just include our JS snippet and trigger the modal when ready.

Direct API

Build your own checkout experience and call our Charge API directly. Complete control over the UI with our RESTful endpoints handling the payment processing.

Webhooks

Real-time notifications for payment events. Get notified instantly when payments succeed, fail, or need attention.

Secure PaymentsBank-grade security for all transactions

Relay

Payments for marketplaces and platforms

Collect from your customers, pay out your sellers or providers, and keep a commission on every sale - all through one API.

Built for ride-hailing, delivery, rentals, and multi-vendor marketplaces.

Customer pays
$100
Payonify
Relay
Seller gets
$90
Your commission
$10

One flow, from collection to payout

You collect the full amount. Relay sends each seller their share and leaves your commission in your account, where it settles like any other revenue.

  • Collect on the rails you already use with Charges
  • Pay out sellers instantly by mobile money
  • Set your own commission on every transfer
  • Track every payout with a webhook

Next gen APIs

Built for developers, designed for Zimbabwe

Intuitive endpoints, predictable responses, and everything you need to start accepting payments in minutes

Restful APIs

Clean API design, predictable responses, comprehensive error handling.

Charge API

Create charges for EcoCash and OneMoney directly

Checkout API

Hosted or embedded checkout session with all payment methods

Restful API
Refund API
Charge API
Payout API
Checkout API
Relay API

Refund API

Full refunds with complete audit trails.

Payout API

Disburse funds to multiple mobile money platforms

Relay API

Collect and pay out to sellers, keeping your commission

Pricing

Simple, transparent pricing

No hidden fees. No monthly minimums. Pay only when you get paid

Standard

Everything you need to accept payments

EcoCashOneMoney
EcoCash & OneMoney
ZWG & USD
2.45%
VisaMastercard
Card Payments
USD
2.9% + 59c
Mobile money payments
Card payments
Hosted & embedded checkout
Charge, Checkout & Refund APIs
Webhooks
Dashboard with logs & reporting
Multiple projects per account
Easy payouts
Email support

Enterprise

Custom solutions for high-volume businesses

Everything in Standard
Payout API
Volume-based discounts
Dedicated account manager
Custom integration support
SLA guarantees
Priority support
Custom reporting
Contact sales
Visa
Mastercard
EcoCash
ZimSwitch
OneMoney

Ready to accept payments?

Join hundreds of Zimbabwean businesses already growing with Payonify. Get set up in minutes, not weeks.

No setup costs • KYC once you are ready to go live

Accept payments from EcoCash, OneMoney, Visa/Mastercard and more. The payment platform built for Zimbabwean businesses.

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